It may seem like a laptop is all you need to start your own company, but there are important insurance issues that even the smallest businesses needs to be aware of. In some situations, having business insurance is merely advisable, but it can also be a legal necessity or a professional requirement. There are a […]
Are you a working mother? Do you spend 8 hours or more away from your child? Do you (and your partner) often reach home to find your child still taking their afternoon nap? If you said yes to even one of these questions, then it would come as no surprise to you that your child may in fact be feeling ignored.
Spending sufficient time with your child if both you and your husband work or if you are a single mother with a tight schedule, seems like an impossible thing to do.
The Importance of Spending Time with your Child
During childhood, the fear of rejection can be installed gradually. There are parents who criticize for nothing and who are negligent or absent.
For other children the fear of rejection just appears when a traumatic event, such as a child with illness or accident happens with one of the family members.
How can you Tell if your Child is Feeling Ignored?
It certainly isn’t wrong to be away from your child much, as long as there is another significant adult they can bond with, it tends to be fine.
However, you may wish to keep an eye out to make sure you are still on the right track. Usually, though, it isn’t the best option to ask your child directly if it feels ignored. This may make the child feel guilty for feeling “needy”. I recommend you look for some tell-tale signs instead.
- Child not sharing things like they used to before.
- Mood swings – These could also be due to puberty, though
- Occasional taunts when you actually try to spend some time with them.
- Loss of appetite.
- No interest in your matters
How to Create more Time for Your Child
You may have no idea where to start. Don’t worry!
Here are a few – but extremely vital – tips:
- Spend More Time
The most obvious thing to do is to spend more time with them. Try to wrap up all your work during office hours and bring a minimum amount of work home. That will allow you to have more quality time with your child. Watch a movie with them, go out for dinner or camp out – Do whatever your child finds fun.
- Talk With Them
Try to talk about their problems. Ask how they are doing at school, if they are having any issues, ask them about their friends, and share your own day and problems. You can also ask for their opinions to make them feel more involved.
- Reassure Them
The most important thing to do is to constantly remind your child that you are always there for them, and that their problems are your problems. You have to reassure them that they are important and matter to you a lot. Just tell them in as many ways that you can that you love them. I know of a mum who told her child seeing her was better than eating ice cream.
- Make Their Biggest Wish Come True
This is optional but could do wonders. Does your child have a wish? Like, going to Disneyland? Some toy or a gaming console they desperately want? An iPhone? Whatever they desire, you may wish to choose a special moment to fulfill a wish. This makes the child feel that you care about their interests.
Children who feel ignored are more likely to develop depression and/or anxiety disorders once they reach puberty. Since they have always felt ignored, they feel like no one is interested in hearing about their issues. Therefore, such children usually have to cope with bullying or academic and social issues in silence, which may fuel their depression.
However, it doesn’t have to be like that. Try and find time for your child, stay in touch, and be there for them.
Author: Jessica works as a blogger at Need Dissertation, the best online dissertation help uk & writing services. Need Dissertation offers professional writing services, where you can get all the dissertation help you need. Doesn’t matter what the topic or subject, Need Dissertation is proud to have professional writers like Jessica, for whom writing a dissertation is as easy as one-two-three!
A bit of fun with this infographic by Red Driving School about self-employment. What does it take to be self-employed?
If you’re feeling panicky about returning to nursing after maternity leave then you’re not alone. Feeling guilty and tearful after a bad night’s sleep doesn’t bode well for giving injections and administering medication but there’s no need to worry.
Here are a few pointers to make sure you’re back to work in no time:
Remember employers understand
The core values of the nursing industry are compassion and care. The NHS have a duty of care to you and when compared to some more male dominated industries your boss will hopefully be a lot more understanding about the emotional and practical complications returning to work may cause. Your employer will be so used to welcoming mothers back that they will be ready to deal with all of the concerns and issues you may have. They might even offer you flexible working hours or have a special training programme for new mums. Speak to management before your return and see what they can do.
If you’re thinking your old job may be too stressful or you’re looking for work closer to home there are many different hospitals and roles within nursing. You could consider doing agency work for a while – it’s best to have a look online for vacancies as there is a lot of well-paid temporary work out there until you’re ready to return to full-time work.
Before you return
There are lots of things you can do before your return to work to make the transition smoother. Nursing is ever changing, with budgets and targets to meet the NHS always having to evolve. Whilst you’re on maternity leave it’s a good idea to try keep up with the industry, you could do this by reading the Nursing Times. Making contact with your old colleagues in advance is also helpful, you can get the gossip and be filled in on important news so there isn’t too much to take in at first.
Nursing can be quite physically tiring being on your feet all day and if your child isn’t sleeping very well this can make work quite exhausting. Make sure you plan with your partner who is going to get up in the night and take turns. Concrete childcare arrangements are essential; if you’re used to leaving your baby with a grandparent. for example. this should help you to feel less guilty and relaxed when at work.
Don’t feel guilty
Some mums are actually pleasantly surprised by how good returning to work can be. A lot of women miss having a laugh with the other nurses at work and enjoy being back in their normal environment. Even just getting ready for work, putting your makeup on and going somewhere without your child every day can make you feel like you’ve regained your independence. Also, as nursing is such a caring and rewarding profession it can make you feel extremely good about yourself again too.
Author:Brit Peacock is a journalism graduate who blogs on a variety of topics and takes a particular interest in writing about health-related issues. He has been published across a range of health websites, both in the UK and US, and is currently writing on behalf of UK nursing agency Nursing Personnel.
For many people it is hard when their children start school but for many mothers it is a time to think about re-starting work. But, with a little one to drop off at 8.30 and pick up at 3.00, it can be difficult to find a career that fits into school hours. That’s why I have hand-picked three of the top jobs that fit into school hours.
1 Teaching Assistant
Working in a school as a teaching assistant can allow you to have a rewarding workday that starts and begins at the same time as your children’s school day. In fact many parents who start jobs as teaching assistants do so in the same schools as their children. The great thing about being a teaching assistant is that you can have a fun, fulfilling job that does not come with the amount of stress and homework shouldered by a fully-fledged teacher. Then, when your kids have perhaps out-grown your supervision outside of school-hours, you may want to consider training as a teacher!
Working as a carer in your local community can offer you a profession that is just as variable and flexible as it is rewarding and fulfilling. Caring posts come in many different shapes and sizes from working in care homes, living in with patients or daily visits to local residents. Once you join a caring agency you undergo training in moving and handling, health and safety and food hygiene, and then you can start working whichever hours and in whichever areas you wish. Carers earn anywhere from minimum wage to £14.00 an hour depending on their experience.
To find out more about how you can get into a career in caring click here.
Starting a career as a Librarian means you can work flexibly in your local community, universities, colleges or schools (including the ones your children attend) and have access to all the books you could want. Jobs like these are usually flexible shift-work, in a peaceful setting where you can earn a decent wage, especially if you happen to have a degree. Librarians can earn anything from £18K to £35K a year depending on experience. To learn more about working as a librarian in the education sector this article is a great place to start. You can start searching for Librarian jobs here.
The direct selling industry has experienced a boost over recent years as more people have turned to direct selling as a way to boost their income and enjoy flexible working. Over 400,000 people are currently involved in direct selling in the UK and it is the largest provider of part-time work, bringing £2 billion to the UK economy.
If you’re thinking about getting starting in direct selling, the DSA has put together top tips on how to become a successful direct seller.
Think about how you’d like to sell
There are various different ways you can sell through direct selling – it could be through parties, catalogue or face to face. Think about what your strengths are and how you would like sell products. For instance if you enjoy organising social events, then you may prefer a direct selling company that specialise in parties and demonstrations, but if you prefer one to one relationships perhaps a catalogue based company might be for you.
It’s important that you chose to work with a direct selling company with products that you are passionate about. If you are selling products that you love using and are enthusiastic about your passion will shine through to your customers.
Think about your customer base
Another aspect to bear in mind is your target market. If you have lots of friends and family who love cosmetics then a beauty product company could be a great fit. If you are a sporty and regular gym goer, you might know people who also work out regularly so a health and wellness direct selling company might be more suitable for you.
Always choose an ethical company
The Direct Selling Association exists to protect, serve and promote direct selling and ensure high level of business ethics and customer service. All member companies have to meet the DSA’s code of conduct – by choosing a DSA member company, direct sellers and their customers can be safe in the knowledge that they are working with a reliable and ethical firms.
For more information and how to get involved, visit dsa.org.uk
Author: Lynda Mills, Director General of the Direct Selling Association (DSA). The DSA was established in 1965 and is the trade body for the industry in the UK. It is responsible for promoting the sector and regulating member companies. All of the DSA member companies sign a code of conduct which ensures they comply with ethical trading standards. For more information and how to get involved, visit dsa.org.uk
It may seem like a laptop is all you need to start your own company, but there are important insurance issues that even the smallest businesses needs to be aware of. In some situations, having business insurance is merely advisable, but it can also be a legal necessity or a professional requirement.
There are a plethora of business insurance options available, and some of them may prove vital to protecting the future of your company. Below we have outlined a few of the insurance options you should consider for your start-up business.
Employers’ liability insurance
If you plan on taking on even a single employee (including temporary staff, apprentices and volunteers) then you are legally obligated to have employers’ liability insurance. The insurance protects your workers should an injury occur while working. The minimum protection permitted by law is £5 million and you can be fined up to £2,500 for each day you’re not covered. This is not an insurance to overlook.
Professional indemnity insurance
Professional indemnity insurance is often necessary for businesses that provide advice/expertise to clients, or are responsible for intellectual property. A professional indemnity policy protects them from claims, especially those related to negligence, made by an unsatisfied client. Some professional bodies and regulators require this insurance of their members, especially in fields such as law, accountancy, consulting, architecture, and IT.
Business premise insurance
Even if you already have home insurance, if you are going to operate a business from your residence then you will want to consider business premise insurance (or combining the two). Premise insurance will protect your building in the eventuality of damage caused by fire, flood, or other disaster. If you are leasing, or going to lease, your business location, then the premise insurance is the responsibly of the landlord. If your business maintains a shop front however, then the premise insurance is probably going to be your responsibility.
Whereas premise insurance protects your building, contents insurance provides cover for the items within. It is not legally required, but is recommended if your business relies on expensive equipment. If you want to work from home then be sure to review your current policy. If it doesn’t cover your business equipment then you might need to revise or replace it.
Public liability insurance
Although not mandatory, if your business is going to have any contact with the public, including clients, then you should look closely at public liability insurance. It will protect you if a third party enters your place of business, whether home or office, and is injured in any way or their property is damaged. Consider, for example, that you run an art-studio from your home and a client trips over an easel during a portrait session and fractures a limb. You would be insured against any potential reparation claims by a public liability policy. It is also helpful to note that public liability insurance can protect you if you conduct your work events off-site.
Income protection insurance
There are a host of insurance products designed to protect your income if you fall ill, have an accident that prevents you from working, or are unemployed for a period. These are broadly split into short term and long term income protection, with the former covering your salary over a short period of time and the latter covering your salary if you were unable to ever work again. Most policies will be able to cover up to 70% of your gross salary as a maximum and pay-outs are tax free. Income protection insurance can be a very sensible option for the self-employed or small business owners, who don’t have the safety net most employees have in terms of redundancy packages and sick pay.
There are plenty of insurance options available, but your initial focus should be on the policies that are essential for protecting your business. Take the time to review the needs of your company and find an insurer that will tailor your insurance policies accordingly.
About the author: Matt Sanders is a spokesperson on insurance for Gocompare.com. He has commented extensively on a whole range of insurance and money related matters and closely follows the latest changes and trends in the sector.
So you’ve made the decision to get an au pair as an affordable child care option, but how do you begin the process of looking for the right person?
You can either look for someone on your own, or make use of an au pair agency.
Advantages of looking for an au-pair on your own
1.There are plenty of places you can find au-pairs
You can advertise online for an au pair, look at job board websites (such as gumtree) where au pairs may offer their services, or perhaps you can even find someone through people that you know.
2. Direct Communication
If you find someone who might be suitable, or when people respond to your advertisement, you can communicate with them directly about the au pair role. With technology such as email, Facebook and Skype, you can learn all about your prospective au pair, and you can tell them about your family and expectations.
3. Save costs
Finding an au pair on your own will obviously save you some money. You may feel that you have the capability to employ someone, and perhaps you believe that you might be able to find someone trustworthy through a friend or relative.
Advantages of finding an au pair through an agency
Au pair agencies are familiar with administrative and legal requirements for bringing an au pair from overseas. Depending on where your au pair comes from, she may need a visa. An agency will ensure that all the administrative requirements, including contracts and insurances, are met and done timeously.
2. Support in managing au-pair issues
When you find an au pair through an agency, you have a representative or company available to provide assistance and support should the need arise. If you face difficulties with your au pair, or are unsure about anything relating to their role and responsibilities, you can contact the agency. Your questions will be answered and they may have suggestions that you had not even thought of to solve the difficulties. Au pair agencies that have been in business for some time, are likely to have come across every situation you may encounter.
3. Applicant screening
Working through an agency provides you with greater peace of mind regarding the person that you select to live in your home than if you are to go through the process on your own.
Au pair agencies screen applicants so you will be aware of the experience that they have working with children. Agencies also commonly provide comprehensive candidate profiles, which include a police clearance from the au pair’s home country, a medical report and a minimum of two references.
Agencies are objective in this process, unlike a friend or family member who recommends someone they know, which can create complications if you are subsequently unhappy with the way the au pair is caring for your child.
At the moment our household is in mid-exam crisis mode. With two teenagers sitting important exams, I’m supporting from the sidelines. Alongside making many cups of tea & stocking the constantly-emptying fridge, I’ve been doing what I can to help them to prepare. They’re completely focused on revision, so I’m stepping in for the practical side – finding the missing compass before the maths exam, stocking up with black biros & filling the water bottles. I’ve also been encouraging them to prepare mentally – positively channeling their adrenaline and discussing what to do if they have a crisis of confidence just before an exam or start panicking when they can’t answer the first question.
Advance preparation is similarly vital when you make the decision to get back to work: you need to start to prepare on three fronts – professional/technical, mental and practical.
1. Don’t wait for a job application or offer before you start to prepare
2. You may not have your mum to help you out, but do prioritise finding your own sources of emotional and practical support.
Bring your knowledge back up-to-date. Re-subscribe to professional journals, read related press, take update/refresher courses if you need to. Go to seminars & conferences. Meet up with ex-colleagues and talk shop again. Remind yourself of the old jargon and learn the new.
For returning mothers, this is the moment to address any looming guilt feelings about leaving your children – as we’ve said many times on this blog, there is no need to feel guilty for working (see here for advice).
Remind yourself of your motivations for returning and the positive rewards for you and the family: studies have shown that if we focus on the positive aspects of combining work and family life, we’re much more likely to feel good about our work-life balance, and to overcome any challenges, than if we focus on potential work-life conflict.
Increase your energy and enthusiasm for your return by spending time with the people who are encouraging you to make this change, rather than those who are questioning or critical of your decision. Also take steps to build your confidence; don’t discount yourself and what you can offer (see here for confidence tips).
Make time for your return by giving up other activities, such as volunteering work that isn’t using your professional skills. Get practiced at saying ‘no’ to free up your day. Start to delegate more to your children and encourage their independence. If you’re the default taxi driver, still ferrying your older children around, let them get used to public transport. Same with your partner, if you have one – start to hand over and share out more of the home responsibilities.
Build your practical support networks. If you need to sort childcare, it’s worth planning this as far in advance as possible. Don’t wait until you have the job offer! And start to contingency plan too – work out what will be your back-up for your back-up childcare before the inevitable problems arise – line up other mothers & local grannies/students. If you don’t have a cleaner, get recommendations now so you can avoid spending all your free time doing housework when you’re back at work.
Think carefully about how work can fit with your life. Map out a balanced work week for you. When do you want/need to be at home & what for? And critically, work out what you are not going to do any more at home. What can you let go of or delegate? Don’t be the mother sewing a fancy-dress costume at 2am when a cheap bought or borrowed one will do just as well. You’ll need to be flexible about how this might pan out once you get into job discussions, but being clearer on your non-negotiables will help you to target the right opportunities.
If you’re also a mother who tells your children the benefits of not leaving everything until the last minute, this is the moment to practice what you preach!
Julianne Miles, from the blog Women Returners: Back to Your Future aka Julianne Miles and Katerina Gould, an occupational psychologist and an executive coach who support professional women to return to work after a long career break.